According to Health Reform (PPACA), by 2014 all states must have a health benefit exchange set-up to make health plans to individuals and small businesses. What appears to be the Maryland Health Care Commission's initial attempt, is their new Health Plan Portal (Virtual Compare) which allows small business with 2-50 employees, to compare plans from several different carriers including: Carefirst, Aetna, Kaiser, Coventry etc. At this point it does not allow an employer to purchase coverage through the portal. Employers are able to contact carriers or health insurance brokers to help them with their plan choices and questions. Brooks Benefit Services, LLC is listed within the portal.
Following is a link to the Virtual Compare website: http://mhcc.maryland.gov/virtualcompare
Friday, May 27, 2011
Friday, May 13, 2011
In addition, following this logic (if there is any), this could encourage employers to hire younger employees to keep their average age down, reducing their medical premium and keeping them further away from the Cadillac Tax trigger points. I guess this would be discrimination to avoid an arguably discriminatory provision in the law?????