MERRY CHRISTMAS!!!!!!!!!!!!!!!

I would like to take a moment this Holiday Season and wish you and your family a Very Merry Christmas and prosperous 2012.  Although most of us are happy to see 2011 come to an end, as it has been a trying year for many, I hope you will join me in counting the many blessing God has bestowed upon us.

My Holiday prayer is for success and health, happiness and prosperity for you and your loved ones.

All the best to you and your families.

                                                                          

Ben

Brooks Benefit Services, LLC

PPACA-ANOTHER PROVISION OF HEALTH REFORM DELAYED

Under the Affordable Care Act (PPACA), a provision requiring health care insurers and employer-sponsored health plans to furnish a standardized Summary of Benefit and Coverage (SBC) by March, 2012, has been delayed.  This provision has been put on hold because final rules and regulations have yet to be released by the Fed.  Therefore, the Department of Labor determined that carriers and employer-sponored health plans will not be required to issue SBC's until after the final rules and regulations are released.