Tuesday, October 15, 2013

AN EASIER WAY TO FIND RATES AND POTENTIAL SUBISIDES FOR REFORM PLANS

Anyone tried to get on the Maryland Health Connection website to see how affordable the health plans are?  From time to time I was successful and generated a couple scenario plans for clients.  What I found was that you needed to input a lot of information to find out if there were any Advanced Premium Tax Credits (APTC/Subsidies) available as well as the cost of the various "Medal" plans (Bronze, Silver, Gold, Platinum).  In addition, I also found that Carefirst, in many age bands, appeared to have the most competitive rates. Below is a link through our Portal (Brooks Benefit Services), that allows you to search, review, and see if you are eligible for APTC/Subsidies and apply for coverage if you don't. If you do qualify, you can only get those APTC's/Subsidies through the Maryland Health Connection Website. The Carefirst website is much easier, less time consuming, and will not log you off in the middle of doing a search.  Here is the Carefirst Medical Plan link. Please note that when you input the plan start date you should choose January 1, 2014.  If you do qualify for the "Subsidies" please feel free to contact me, Ben Brooks,  for assistance at 410-239-5009 or ben@brooksbenefit.com.